Empower. Heal.
Transform Wealth for Generations.
Trauma of
Wealth Plus
Pathway for Financial Inclusion
Welcome to Trauma of Wealth Plus, a pioneering initiative dedicated to helping minority communities overcome the unique challenges of financial trauma and beyond.
Our mission is to break down the barriers that have kept marginalized groups from accessing and building wealth, offering expert guidance, education, and support to anyone who has needs, particularly the BIPOC community, to regain financial independence and inclusion.
What is
TRAUMA OF
WEALTH PLUS (TOW+)
Trauma of Wealth is more than a program; it’s a movement that supports community leaders serving Black and marginalized communities. Our goal is to help reclaim financial independence, build generational wealth, and create true financial fairness.
Using our ROOTS Methodology, we address financial struggles caused by systemic barriers, cultural beliefs, personal experiences, war, displacement, and inequality. Guided by the lived experiences of Black communities and proven strategies, we provide a practical and thoughtful approach to overcoming financial challenges.
The Trauma of Wealth (TOW+) framework focuses on how systemic inequality and harmful mindsets create financial and emotional difficulties for marginalized communities, especially Black, Indigenous, and People of Color (BIPOC). These issues lead to generational setbacks and everyday financial struggles, making it harder to achieve financial freedom.
Join us in changing this narrative. Together, we can heal financial wounds and open doors to fairness, empowerment, and lasting wealth.
Why our program
is important.
Trauma as a Root Cause of Poverty
Unresolved trauma significantly impacts financial decision-making, often leading to cycles of hardship and financial instability. Research shows that individuals with unresolved trauma are up to 50% more likely to face long-term poverty due to impaired decision-making and diminished resilience in financial crises.
Empowering Newcomers and Refugees
Our program integrates trauma-informed financial education to address the unique challenges of newcomers and refugees. By combining financial knowledge with healing pathways, we help participants rebuild confidence and break cycles of financial distress.
Transforming Mindsets
Financial literacy is about more than just numbers; it's about addressing psychological and emotional barriers. Our approach empowers individuals to make informed decisions by overcoming trauma-induced fears and behavioral patterns.
Advocating for Policy Change
We champion the adoption of trauma-informed practices in financial inclusion strategies. By influencing policymakers, we aim to ensure that financial institutions recognize trauma's role in economic inequities and implement supportive frameworks.
Building Inclusive Foundations
Financial institutions play a pivotal role in economic stability. Addressing trauma as part of financial empowerment ensures true inclusion and helps marginalized groups achieve lasting financial independence.
Our Programs
At TOW+ we offer specialized programs designed to cater to a diverse range of community members eager to learn and understand the dynamics of Trauma of Wealth (TOW). Whether you're a community builder, financial empowerment educator, an executive leader, or part of another dedicated group, our services are tailored to meet your unique needs.
01
Financial Literacy and Inclusion Educator
Are you a passionate Financial Literacy and Inclusion Educator? At Trauma of Wealth, we believe in breaking down barriers and transforming financial understanding at a deep and impactful level. We're seeking educators like you to collaborate in reshaping financial narratives and fostering empowerment. Together, we can provide the tools and knowledge necessary to change lives and create legacies.
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What We Offer:
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Access to cutting-edge resources and training materials.
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Opportunities to collaborate on impactful projects.
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A platform to amplify your voice and expertise.
02
A Community Builder
Explore effective strategies to empower your community through comprehensive education and advocacy focused on wealth dynamics. Our programs provide you with the essential tools to tackle systemic financial challenges and foster sustainable economic growth. Gain insights into overcoming the mindset and shame barriers associated with personal wealth trauma, systemic wealth trauma, and intergenerational wealth.
03
An Executive Leader
Elevate your leadership with a deeper understanding of how wealth dynamics affect organizational success. Our specialized programs offer insights into financial inclusivity and provide strategies to foster equitable growth. By exploring critical areas such as Systemic Wealth Trauma, Intergenerational Wealth, Wealth Inequality Trauma, and Workplace and Economic Trauma, you'll be equipped to dismantle systemic barriers, leverage generational wealth opportunities, and address disparities within your workplace. This knowledge empowers you to create a fair, transparent, and supportive environment, driving both innovation and inclusivity within your organization. Transform your leadership approach and join us in fostering an equitable and successful organizational culture.
04
Youth, Women, and Seniors?
At TOW, we offer tailored programs to address the unique financial challenges of diverse groups:
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Black Youth: Financial literacy courses and economic empowerment programs designed to foster confidence, resilience, and pathways to wealth-building.
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Women: Specialized financial literacy training for abuse survivors and women entrepreneurs, empowering them to rebuild, grow, and sustain their financial independence.
Whether you're starting your financial journey, seeking empowerment, or preserving wealth, our trauma-informed approach helps individuals and families navigate personal, systemic, and intergenerational wealth challenges.
Join us to gain the tools and insights you need for financial well-being and resilience at every stage of life. Book your program today and take an informed step toward financial freedom.
05
A Philanthropist?
​Whether you're embarking on your financial journey, seeking empowerment, or focused on preserving wealth, our programs are tailored to address the unique financial challenges faced by youth, women, and seniors. Join us to build confidence and resilience in managing your wealth with insights into Personal Wealth Trauma, Systemic Wealth Trauma, and Intergenerational Wealth. Gain the tools and understanding you need to navigate financial complexities and achieve financial well-being at every stage of life.
06
A Policy Maker?
Are you a Policy Maker? Shape policies that promote wealth equity with our data-driven insights and strategies. Our programs provide an in-depth exploration of systemic wealth issues and offer solutions to craft informed and impactful economic policies. Delve into topics such as Systemic Wealth Trauma, Intergenerational Wealth, Wealth Inequality Trauma, and Technology-Induced Wealth Trauma to develop policies that drive equitable change and foster economic justice.
Did you know??
Wealth Gap
White Canadian households have 8X the wealth of Black and Indigenous households.
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Homeownership
Only 46% of Black Canadians own homes, compared to 70% of white Canadians. -
Debt Burden
40% of racialized Canadians rely on high-interest loans due to limited credit access. -
Financial Stress
60% of racialized Canadians report high financial stress, impacting health and well-being. -
Financial Literacy
Just 31% of racialized Canadians had access to financial education growing up, versus 53% of white Canadians. -
Business Funding
Black-owned businesses in Canada receive less than 1% of venture capital funding.
Breaking Barriers, Building Wealth
Addressing Financial Trauma and Empowering Communities
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At Trauma of Wealth, we are dedicated to dismantling the barriers to financial equity faced by Black and marginalized communities. Generational financial trauma, systemic inequalities, and limited access to resources have perpetuated cycles of poverty and hindered wealth creation. Our mission is to disrupt these cycles, provide education, and support communities in reclaiming their financial futures.
Explore how financial trauma impacts wealth-building:
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Understand the Wealth Gap: Learn about the generational wealth disparities and barriers to wealth transfer.
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Overcome Systemic Financial Barriers: From homeownership challenges to credit limitations, see the obstacles our communities face.
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Transform Your Financial Future: Discover resources and strategies to build financial literacy, resilience, and long-term wealth.
